IRS Alerts Public to $1,400 Stimulus Check Text Message Scam—Essential Information to Keep in Mind

If you get a text indicating that you qualify for a $1,400 stimulus check, refrain from clicking any links—it’s a scam. The IRS never sends text messages about stimulus payments, and scammers are posing as the agency to acquire personal and financial information, according to a warning issued by the Better Business Bureau (BBB).

The scam exploits recent reports about the IRS disbursing payments to taxpayers who did not collect their full stimulus checks during the pandemic. In December, the agency revealed it would be distributing $2.4 million in payments to eligible individuals—these payments are automatic, and the IRS notifies recipients by letter, not through text or email.

Understanding the Scam

Victims receive a text message indicating eligibility for a $1,400 Economic Impact Payment and that they must supply personal information to receive the funds via direct deposit or check. The message contains a fraudulent link that resembles an IRS website. Clicking on the link may result in malware or a deceptive form requesting sensitive details such as Social Security numbers and banking information.

The IRS never contacts taxpayers via text, email, or social media concerning payments, and any such communications should be disregarded and reported.

Ways to Safeguard Yourself

• Confirm Communications: The IRS communicates with taxpayers solely through official letters sent via postal mail—never through text or email.
• Refrain from Clicking Links: If you receive an unsolicited message about a stimulus payment, visit IRS.gov directly instead of following any links.
• Be Cautious of Urgency: Scammers aim to create a false sense of urgency to provoke immediate action. Always verify claims before sharing any information.
• Report Suspicious Messages: Forward scam messages to [email protected] and report them to the Better Business Bureau at BBB.org/ScamTracker.