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Finma is an iPhone application focused on financial management. It emphasizes user privacy without requiring bank account connections. The app offers attractive charts and a variety of features to enhance your understanding of your finances.
Privacy-Centric Without Compromise
Plaid is often the go-to service for developers to link banking accounts with financial applications, but it comes at a high cost. This expense is a reason why numerous smaller financial apps refrain from providing automatic linking.
This situation can frustrate users, as it usually leads to manual entry of data.
However, Finma offers an innovative workaround. Instead of requiring manual entry for all transactions, you can import data directly from your emails, such as statements and transaction notifications. Additionally, you have the option to upload your statements if you prefer not to share email access.
Importantly, anything uploaded to the app is processed locally, meaning Finma does not have access to your financial details.
Distinct Features
Finma comes equipped with a variety of distinctive features designed to assist in financial management, including budget and payment alerts, alongside various insightful charts to help you grasp your overall financial situation. The app also provides home screen widgets for enhanced financial monitoring.
Budget alerts keep you informed about your spending habits. You can easily set spending limits for different categories, and the app will notify you as you approach or exceed those limits, aiding in the prevention of overspending. Custom categorization rules can also be created.
Payment alerts ensure you stay informed about subscriptions, credit card payment deadlines, bills, and more.
Lastly, the app presents multiple interactive charts, offering detailed insights into your spending behavior. The layout is customizable, allowing you to focus on the financial insights that matter most to you.
Pricing & Download
Finma is available as a free download on the App Store, with a premium subscription offering the full experience at $2.99 per month or $24.99 per year. It requires an iPhone operating on iOS 16.4 or later.
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