According to the latest reports, the IRS has already sent out most of the third stimulus check which has been seen as a part of the American Rescue Plan which was passed in March. Nonetheless, if you still haven’t received your stimulus check yet, there are a few things that you can do to track your payment.
There are several issues that could come up with your stimulus check. You could find issues with direct deposit details, or there could be an error in the mail delivery system. Also, there is a possibility that you might receive a letter from the IRS mentioning that your payment was already accredited but the check never came around. If you fall under the categories of SSI, SSDI & Veteran benefits- there are a few other monsters that you need to deal with.
You need to understand that the IRS has a lot on its plate and they can’t afford so many people clamoring to them for information about the stimulus check. If you keep on reading, you will see there are quite a few approaches that one takes- which involve filing for a recovery rebate credit which would be assigned to your tax return of 2020, or you could request for a payment trace.
Track Your Payment Status Of The Stimulus Check With The free IRS Get My Payment tool
If your payment of the third stimulus check hasn’t been dealt with yet, you could check out the online portal of the IRS which usually has all the answers to you tracking your 2021 payment. Generally, it will inform you when your check has been processed, and how you receive it. If the tool called Get My Payment is unable to provide you with information, then you might have to request a payment trace or file for a Recovery Rebate Credit.
In case you have missed out on the first or the second payment, you might have to create a completely different online portal for the IRS to check out your status. In the event that you come across certain issues, you would have to see the payment trace option or file for a Recovery Rebate Credit. In any case, the 17th of May was the last date for the filing of taxes, so that should help one understand when they might get their payment.
Why Does The Tool Say It Need More Information To Track Your Stimulus Check?
In this event, it can be assumed that the IRS is in need of even more information. You should now check out the Get My Payment tool, and if you find a notification that states “Need More Information”, this simply illustrates that the check has been completely returned since the Post Office was not capable of delivering it.
Why Does The Tool Say That The Status of Your Stimulus Check Is Not Available?
According to reports, it is quite normal for the payment option tool to provide one with messages that say “Payment Status Not Available”, which would be recurring until the payment has been scheduled for delivery. This doesn’t mean that you won’t be receiving payment- it simply entails that you might have to wait for a little while.
What’s The Situation If I’m A SSI, SSDI, Or Veteran Beneficiary?
According to multiple statements, the IRS had already started sending out the stimulus check for the Social Security beneficiaries on the 7th of April. The IRS also issued the payments for individuals who receive veteran benefits, and for those who don’t file their taxes on the 14th of April. In case you belong to one of the categories and haven’t received your payment yet, you might need to wait for a little while. Please remember that the Social Security Administration has been advising people to not contact the SSA with any problems- for there are far easier solutions for it.
What If There’s A Direct Deposit Error At My Bank Regarding My Stimulus Check?
There have been certain changes introduced to the IRS tracking tool regarding your third stimulus check. This time around, you won’t be able to add any direct deposit information about your account to the tool unless your payment hasn’t been meted out yet. Therefore, in case you have a problem, what is it that you can do?
Since there could be innumerable issues at play, there is a possibility that your check could have bounced back to the IRS itself- in the event that the agency tried to put in your payment to an account that was now closed. If your payment found its way back, then the agency would be mailing your check to the current address that it has recorded of you.
If you find your check has returned- then the IRS will allow you to put in your information in the Get My Payment tool. There are still a few steps before that- you could contact your tax or bank preparer- for it will never hurt you to cover every basis that you have to confirm if there was indeed an attempt to deposit your money in a debit card or not.
Unfortunately, you might have to wait and keep checking the Get My Payment tracker to make sure that your delivery is up and running. There is also the provision of you signing up for a free service that would allow you to track your mailbox for your check. Also, the US Department of the Treasury recently highlighted that any eligible recipient who hadn’t received their payment a couple of days back would be finding their EIP card in the mail slot- in the place of direct deposit payment.
Could My Stimulus Check Have Been Taken To Cover The Debt?
If you owe the government child support or any other debts, then the first check will be taken by them to cover your debts. But the third stimulus check is subjected to private debt collectors and not the government. This is the same for the second payment too, so in case you are claiming lost money in the Recovery Rebate Credit. This will allow you to receive a notice from the Bureau of the Fiscal Service if any of the scenarios do take place.
Lastly, if you think your stimulus check might have been stolen by someone, do not worry about it. The Federal Trade Commission has a website in place, where you would be able to report it and be relieved about it. If you are anxious about theft, you could always sign up for the USPS service which is going to send you a picture of the mail every single day.
