Women are essential contributors to the bitcoin revolution.
getty
This week marks our involvement in a burgeoning economy that is increasingly supported by bitcoin. In honor of International Women’s Day, I was interested in examining how women in the bitcoin space are facilitating adoption both in the U.S. and globally. Below are various instances of women amplifying their financial impact and how bitcoin seamlessly integrates into that narrative. Additionally, I connected with several women who graciously shared their insights.
Transforming the Household Financial Dynamic
Traditionally, popular narratives depicted men as the primary financial managers of families, while women were seen as caretakers of daily tasks. However, recent surveys challenge this stereotype. A new study indicates that approximately 84% of women take charge of their family’s finances, which includes bill payments, budget creation, and debt management. Even more striking is that nearly all women in relationships (94%) claim to be actively engaged in their household’s financial decision-making.
This data reveals that many women are effectively serving as Chief Financial Officers for their families, utilizing a diverse skill set that includes budgeting, strategic planning, and defining long-term goals. From a broader viewpoint, when women take control of household finances, they are more inclined to investigate emerging financial tools, pursue growth assets, and balance risks with the aim of sustainable wealth creation.
Women bring a fresh, dynamic outlook to Bitcoin as they establish their presence in the space—many for the first time. This is a crucial opportunity to cultivate a more inclusive and equitable financial system. Historically, women have been significant agents of economic change, and as they adopt Bitcoin, they further its acceptance and integration into the mainstream.
Tim Draper once foresaw that women would be a major driving force behind Bitcoin’s ascent, highlighting their considerable influence as consumers and the potential for extensive retail adoption. Moreover, women typically approach problem-solving with an open mindset, creativity, and a community-oriented perspective.
When I introduce Bitcoin to women, I frequently observe a complete shift in their perspective as they recognize its potential—not merely as an investment, but as a tool for financial empowerment. By leveraging their capacity to build networks, enhance education, and advocate for wider adoption, women can take a leading role in defining the future of Bitcoin and decentralized finance.
– Megan Nilsson, Host of the Crypto Megan Podcast
Women in Bitcoin: Excelling through Discipline
The same energy that drives women to take charge of family finances is also visible in broader capital markets. Just a few decades back, it was common to view the stock market as a male-centric domain. Current data presents a contrasting picture: nearly 60% of U.S. women invest in stocks, and a significant proportion identify as the primary decision-makers regarding investments.
Additionally, women control roughly one-third of U.S. financial assets overall, showcasing their substantial influence in shaping investment strategies at both the micro (household) and macro (wealth accumulation) levels. This upward trend aligns with the ongoing evolution in how families manage financial and investment tasks. Both anecdotal evidence and structured research indicate that women, on average, tend to realize higher returns by adhering to disciplined investment strategies, engaging in less frequent trading, and focusing on fundamental principles.
A common myth is that Bitcoin is ‘too expensive’—the truth is this boils down to unit bias. Many people overlook that fractional ownership of Bitcoin is possible, and in that context, it remains relatively early and affordable compared to traditional assets.
If women arm themselves with a fundamental understanding of how Bitcoin functions, they will recognize that we are only at the beginning of its potential, making it a compelling opportunity rather than a niche, high-value investment.
– Hailey Lennon, General Counsel, Fold
The notion that female investors often excel is well-documented. In one analysis, women outperformed men by an average of 1.8% annually. This might be attributed to a preference for long-term strategies and lower-risk trading behaviors. The data contests the notion that successful investing requires constant oversight and high-frequency trades. The slower, methodical, and intentional approach many women adopt can lead to better financial outcomes, particularly when acknowledging that speculation and impatience frequently harm portfolios more than they benefit.
This aligns naturally with bitcoin, which promotes a low-time preference ethos. While it may fluctuate in the short term, bitcoin’s purchasing power tends to significantly increase when held over longer periods. It follows logically that women would apply the same careful, strategic mindset they use in traditional investments to this emerging form of currency.
Applying Expertise to Bitcoin
The skills of budgeting, planning, and long-term investing make women naturally predisposed to exploring alternative asset classes. It’s important to highlight that bitcoin is distinct from the myriad of so-called “crypto tokens.” Bitcoin’s architecture and infrastructure are different from platforms attempting to imitate some of its features without offering the same security and decentralized consensus. For women who already manage finances with a focus on sustainability and security, these structural advantages can be particularly attractive.
I always recommend conducting your own research on any investment. The more I delve into Bitcoin, the more I trust this trustless financial system. The network has maintained zero downtime since its inception in 2009 and has never been compromised.
Over the course of bitcoin’s existence, its value has consistently fluctuated but has continuously trended upwards in the long term. I believe Bitcoin is the most valuable savings account and investment opportunity of our generation.
– Kelley Weaver, CEO of Melrose PR & Founder of Bitwire
Using bitcoin can be seen as an extension of the same strategies that lead to effective household budgeting and successful stock investing: diligent research, understanding of an asset’s inherent characteristics, and its placement into a well-rounded investment plan. Many women are directing that analytical focus toward the fundamental aspects of bitcoin, including its limited supply and resistance to censorship. These characteristics strongly resonate with those who prioritize planning for an uncertain future, upholding long-term purchasing power, and minimizing reliance on traditional financial intermediaries.
Women in Bitcoin Demonstrate Growing Interest
The proportion of women owning digital assets has seen substantial growth, with one survey revealing an increase in women’s ownership from 29% to 34% within a single quarter. Bitcoin continues to be the focal point for many entering the crypto space, as it is the best-known protocol with a longest-standing track record and significant institutional support. This trend signifies that women, who wield considerable financial authority in household decisions, are progressively integrating bitcoin into their investing toolkit alongside other assets.
Bitcoin is a permanent fixture in my investment strategy. It’s not just a speculative asset but a strategic long-term investment against an ever-changing financial landscape. Bitcoin’s fixed supply acts as a protective measure against inflation, and the recent announcement from this administration regarding the Strategic Bitcoin Reserve has further affirmed my view and positioning.
Bitcoin’s increasing adoption by global governments and institutions further reinforces its core value proposition as a non-sovereign store of value.
–Evie Phillips, Founder of Creeds Collective & Founding Board Member of Crypto Connect (Now Eve Wealth)
One motivating factor behind this transition to bitcoin is the search for an alternative asset that remains uncorrelated to conventional stocks. In recent years, macroeconomic changes have exposed vulnerabilities within the traditional financial model, prompting many to seek stronger stores of value. Furthermore, the focus on personal ownership and irreversible transactions adds a level of control that is often absent in a system dominated by credit-money.
Women who consistently emphasize secure, long-term solutions for their family’s finances might particularly appreciate bitcoin’s capped supply and decentralized validation. Such insights encourage them to remain open to the notion of incorporating bitcoin into various financial instruments, such as mutual funds, ETFs, and others within their household portfolio.
Women In Bitcoin: Family, Community, and Collective Impact
The influence women wield in their families often extends to their children, relatives, and their wider social circles. Mothers, aunts, and grandmothers can serve as role models, imparting lessons on financial literacy, saving, and investment practices. By including bitcoin in these discussions, they can introduce younger generations to concepts of digital scarcity and personal ownership. This helps plant the seeds of understanding about how open protocols operate, potentially preparing future generations with the knowledge to navigate new financial terrains.
A similar phenomenon occurs in local communities and professional spheres, where women who have experienced both the advantages and challenges of bitcoin can share their insights, provide guidance, and assist newcomers in navigating the landscape. Professional growth and networking amongst women in bitcoin can lead to increased bitcoin adoption among end users. As informed individuals begin to test technologies, a domino effect takes place, encouraging others to join in as well.
Bitcoin serves as a storehouse of energy that appreciates over time, rewarding those who hold it. It’s a formidable instrument for achieving financial freedom and stability. Today, I run my own company, BitcoinSports.Network, alongside my husband, where I can focus on what truly excites me: Connecting with people and teaching them about Bitcoin in enjoyable and engaging ways through sporting events.
I once found myself hesitant and fearful of being “sold” something, concerned my finances would never stretch far enough. Bitcoin opened a new chapter in my life, surrounded by individuals who share similar passions. Now, I feel limitless, and the future journey appears boundless.
– Freida Bobay, Co-Founder of the Bitcoin Sports Network
Entering a new era characterized by AI, bitcoin, and other transformative technologies is placing women in bitcoin at the forefront of wealth creation and investment. Many of the women I spoke with are launching businesses, introducing new technologies, and playing pivotal roles in advancing the bitcoin movement.
